Health & Dental
Whether you’re an individual not covered under a group plan, or an individual switching from a group benefits plan, we have you covered.
| Health Assist ZONE | GSC Health Assist LINK |
|
It provides individuals and their dependents not covered under a group benefit plan with exactly what they need – protection against risk by providing coverage for day-to-day medical and dental expenses, as well as other unforeseen health expenses. You have six plans to choose from: three offer guaranteed acceptance. |
It offers guaranteed coverage to individuals who are switching from a group benefits plan – no health questionnaire is required if you apply within 90 days of leaving your group plan. Whether you are between jobs or transitioning to retirement, LINK provides varying levels of health, drug, dental and travel coverage at competitive prices – plus a few added perks. |
Health Assist ZONE
|
ZONE 1: ESSENTIAL HEALTH, TRAVEL
|
ZONE 1 offers essential coverage for health benefits such as ambulance, medical supplies, paramedical practitioners, vision and eye exams. It also includes 15-day per trip emergency travel coverage. Best of all – you don’t have to answer any medical questions to qualify because coverage is guaranteed. |
|
ZONE 2: ESSENTIAL HEALTH + DENTAL, TRAVEL
|
ZONE 2 offers the same health coverage as ZONE 1, but also includes dental benefits with plan maximums and payments that increase each year for the first three years. ZONE 2 also includes 15-day per trip emergency travel coverage. All of this and your coverage is guaranteed. |
| ZONE 3: MODERATE HEALTH + DENTAL, TRAVEL |
ZONE 3 builds on the health plan of ZONE 2, but has the advantage of higher plan maximums, and dental coverage is offered with fewer out of pocket expenses. Major dental services (like crowns and bridgework) are covered in year three – an added bonus. ZONE 3 also includes 15-day per trip emergency travel coverage. And yes, your coverage is guaranteed. |
|
ZONE FUNDAMENTAL: MODERATE HEALTH + DENTAL, TRAVEL, DRUG – GUARANTEED ISSUE
|
ZONE Fundamental provides essential dental and prescription drug coverage on a guaranteed issue basis – no medical underwriting required! ZONE Fundamental also includes essential coverage for health benefits such as ambulance, medical supplies, paramedical practitioners, vision and eye exams and 15-day per trip emergency travel coverage. |
|
ZONE 4: MODERATE HEALTH, TRAVEL, ESSENTIAL DRUG
|
ZONE 4 includes all the advantages of the ZONE 3 moderate health and emergency travel plans, but with the added advantage of essential drug coverage. Unlike ZONE 1-3, you will need to complete a simple health questionnaire (but it really is simple). |
|
ZONE 5: MODERATE HEALTH + DRUG + DENTAL, UPGRADED TRAVEL
|
ZONE 5 offers moderate coverage for health, drugs and dental services, but with higher coverage and plan maximums (for dental, coverage increases each year for the first three years). Major dental services are also covered in year three. Emergency travel coverage increases to 30-days per trip. You will need to complete a simple health questionnaire. |
| ZONE 6: COMPREHENSIVE HEALTH + DRUG + DENTAL, UPGRADED TRAVEL |
ZONE 6 is one of our most comprehensive plans. It offers health, drug and dental services with the highest levels of coverage and plan maximums – this means even less out of pocket expenses. Emergency travel coverage is included for up to 30-days per trip. And like ZONE 4-5, you will need to complete a simple health questionnaire. |
GSC Health Assist LINK
|
LINK 1: ESSENTIAL DRUG + HEALTH, TRAVEL
|
LINK 1 offers essential coverage for drugs and other health benefits such as ambulance, medical supplies, paramedical practitioners, vision and eye exams. It also includes 10-day per trip emergency travel coverage. |
| LINK 2: MODERATE DRUG + HEALTH, ESSENTIAL DENTAL, TRAVEL |
LINK 2 offers the same drug and health coverage as LINK 1, but with higher plan maximums. It also includes dental coverage with plan maximums that increase each year for the first three years and 10-day per trip emergency travel coverage. |
|
LINK 3: MODERATE DRUG + HEALTH + DENTAL, UPGRADED TRAVEL
|
LINK 3 offers the same drug, health and dental coverage as LINK 2, but with higher plan maximums (for dental, maximums increase each year for the first three years). Major dental services (like crowns and bridgework) are covered in year three – an added bonus. And emergency travel coverage increases to 15-days per trip. |
|
LINK 4: COMPREHENSIVE DRUG + HEALTH + DENTAL, UPGRADED TRAVEL
|
LINK 4 offers the same coverage for drug, health and dental services as LINK 3, but with even higher plan maximums! This plan also adds coverage for orthodontics for children and adults in year three and includes 15-day per trip emergency travel coverage. |
If you wish to discuss the best option for you and your dependents, feel free to get in touch.