Should I buy travel insurance online?

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If you are young and in good health, and fully understand the medical questions being asked, then you are probably okay to purchase vacation travel insurance online. Be careful to read the policy exclusions.

However, if you want to be absolutely sure you will be covered in the event of a claim, you should speak with a knowledgeable travel insurance broker. We would recommend you not purchase this type of insurance through an agent who represents just one company.